Debit Card Disclaimer

Version: 1.1 | Effective Date: July 9, 2025 | Last Updated Date: July 9, 2025

The AITECH-branded Card (“Card”) is offered through a co-branding partnership with Zebec Labs Limited (“Zebec”) under the Mobilum Card Program. Solidus AI Tech Ltd (“AITECH”) is not the issuer of the Card, nor does it provide any regulated financial, custodial, or payment services.

By activating or using the Card, you acknowledge and agree to the following:


1. Issuer & Program Ownership

This Card is issued by a licensed third-party financial institution under the Mobilum Card Program. Neither AITECH nor Zebec directly issues cards. Mobilum facilitates issuance through its regulated issuing partner. The Card remains part of Mobilum’s licensed framework and is not an independently issued “AITECH Debit Card.”


2. Branding & Representation

While the Card may feature AITECH branding as part of an authorized co-branded initiative, all card issuance, processing, and servicing are handled externally. Marketing references must not imply AITECH is the issuer or operator of the Card.


3. Control, Operation, and User Support

All operations — including onboarding, AML/KYC checks, transaction processing, security, and user account management — are fully handled by the card issuer via Mobilum and Zebec. AITECH does not collect, store, or access any cardholder data or transaction history.

For support regarding card issues (lost cards, disputes, refunds, etc.), users must contact the official card issuer or Zebec support.


4. Legal & Compliance Responsibility

All legal and regulatory obligations — including AML/CTF compliance, sanctions screening, data protection, and consumer rights — rest solely with the licensed card issuer under Mobilum’s program. AITECH does not participate in any compliance reviews or regulatory reporting tied to this card program.


5. Liability Disclaimer

To the fullest extent permitted by law, AITECH disclaims all liability for any losses or issues arising from card use, including but not limited to:

  • Service outages or transaction failures

  • Unauthorized or disputed transactions

  • Compliance or regulatory actions

  • Delayed settlements or data handling concerns


6. Terms and Conditions

Users are solely responsible for reviewing and accepting all applicable terms issued by Zebec and the card issuer. AITECH is not a party to any user agreement governing card usage and assumes no responsibility for their enforcement or content.


7. Final Acknowledgment

By using the AITECH-branded Card, you agree that:

  • AITECH is not the card issuer or service provider.

  • All operational, legal, and compliance obligations lie with Zebec and Mobilum’s regulated issuing partner.

  • All risks and responsibilities associated with card use are governed by the issuing party’s terms.

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